Everything You Need to See Your Future Clearly.
IsoGrow brings projection, valuation, and live tracking together in one calm system. Connect your practice and you'll have a projected retirement date — and a first estimate of what your practice is worth — in minutes, not weekends.
No spreadsheets. No financial-planning degree required.
Built for busy practitioners, not analysts.
Future Clarity
Projection is the heart of the plan.
The whole point is a clear answer to two questions: when can you retire, and are you on track? IsoGrow projects your income and savings forward from the numbers you already have — honestly, as ranges and probabilities rather than false certainty.
Because it understands self-employed life — irregular income, no employer match, solo pension options — the projection reflects your reality, not a salaried template that never quite fit.
- Retirement Date.
- The headline answer: a projected date for when you can step back, built from your real income rather than guesswork — and shown with the honesty of a range.
- On-Track Gauge.
- A clear, at-a-glance read on whether you are on course for the future you want, so you always know where you stand.
- Scenarios.
- Save and compare different futures side by side — save more, retire earlier, change your spending — and see how each one plays out.
- Probability of Success.
- See the likelihood your plan holds up across many possible market outcomes, not a single optimistic straight line.
- Self-Employed Pensions.
- Contribution room and options for solo and self-employed retirement savings, calculated from your actual practice earnings.
- Spending & Other Income.
- Layer in target retirement spending, state pension, and other income for a picture that reflects your whole financial life.
Practice Value
Your practice is usually your biggest asset.
For most practitioners, the practice itself is the largest single part of retirement — yet it's the part no ordinary calculator can see. IsoGrow estimates what yours is worth from your live books, and shows it as a defensible range anchored to how practices like yours actually change hands.
Then it connects that value to your plan: what a future sale or wind-down means for your timing, and how today's decisions move the number.
- Practice Valuation.
- An estimate of what your practice is worth, drawn from your live books and shown as a defensible range rather than a single, false-precise number.
- Comparable-Based.
- Valuations anchored to how practices in your field and region actually trade, so the figure is grounded, not guessed.
- The Fewer-Days Glide Path.
- Model winding down clinical days over the coming years and watch the effect on your income, your practice value, and your retirement date.
- Sale & Succession.
- Treat a future sale or handover as the milestone it is — and see how its timing and proceeds shape your plan.
- Value Over Time.
- Track how your practice value moves as the business grows, so the biggest part of your retirement is never a mystery.
- Honest Ranges.
- Every estimate shows its assumptions and a range, because real decisions deserve clarity about what is known and what is not.
Connected & Live
A plan should stay alive, not gather dust.
Most plans are built once and forgotten. IsoGrow connects to your practice so your numbers flow in on their own — and your projection moves with your real progress, not a date in the diary once a year.
It works beautifully alongside IsoEvolve, and keeps the people who advise you — your accountant or financial adviser — in the loop, so the plan supports real conversations and real decisions.
- IsoEvolve Connection.
- Your practice income and financials flow in automatically from IsoEvolve — no re-typing years of figures from memory.
- Live Updates.
- A strong quarter can move your earliest retirement date sooner, and IsoGrow shows it — your plan stays current on its own.
- Progress Tracking.
- See how reality is tracking against your original projection over time, turning a one-off plan into an ongoing one.
- Adviser & Accountant Sharing.
- Share a clear view with the professionals who advise you, so your plan supports better conversations and decisions.
- Export.
- Take your figures with you — export-friendly outputs that fit neatly with the tools your accountant already uses.
- Secure by Design.
- Your financial data is handled on a privacy-first, GDPR and POPIA-ready foundation — the same standards Kitrin is built on.